(Subscription required) Los Angeles County Superior Court Judge Tiana J. Murillo rejected a petition filed by Consumer Watchdog last year, leaving intact two bulletins Insurance Commissioner Ricardo Lara issued before and after the January 2025 Los Angeles County wildfires. The FAIR Plan, created in 1968, is California's insurer of last resort, providing property insurance to homeowners and businesses that cannot obtain coverage in the private insurance market, often because their homes are in wildfire-prone areas.